Instant buy and sell
A published-price widget that lets newcomers buy crypto in a few taps, with spreads and fees configured from the admin panel.
AI-Built Remitano Clone
Build a Remitano Clone App
An AI-first build of every Remitano mechanic: escrow that settles on evidence, instant-buy spread intelligence priced against live feeds, and fraud-pattern detection guarding every release. Four synced panels ship white-label with 100% source code, owned by you from day one. The almost-ready AI build goes live in 6 working days; a custom build takes 3 to 4 weeks.
Launch-ready from
$2,799
- Live in 6 working days
- 60 days support
- Complete source codes
- Complete rebranding
- White-labeling
- 1 year free updates
Synced panels
Almost-ready AI launch
Custom build
Source-code ownership
Trusted by the brands we build for
Track record behind every exchange build
Canonical Moxace facts.
- /012010Operating Since15+ years
- /029,000+Projects Deliveredacross 35+ industries
- /033,900+Apps Publishedin 25+ countries
- /04120+AI Products in Productionat 98% model accuracy
overview
What is a Remitano-style crypto exchange?
A Remitano-style exchange is a hybrid crypto platform that combines two ways to trade in one product: an instant-buy widget for users who want crypto at a published price, and a peer-to-peer escrow marketplace for users who want to negotiate payment methods and counterparties directly.
The purpose behind the model is reach. Instant buy serves first-time users who find order books intimidating, while the P2P side serves price-sensitive and region-specific demand. Operators launch this combination because it widens the addressable audience of a single app, and because both sides monetize service fees rather than the operator's own trading position.
The platform ships as a trader app covering both modes, a built-in wallet, seller and vendor tooling for the P2P side, an arbitration console for escrow disputes, and an admin panel over listings, fees, verification, and compliance controls.
Market context, hedged: hybrid instant-buy and P2P models remain common in regions where users value local payment flexibility alongside simple on-ramps. We avoid quoting market-size figures we cannot source, and every build is framed compliance-first so the venue supports the licenses and reporting obligations you carry per market.
Main features of our Remitano-style exchange
The headline capabilities, at product level.
P2P escrow trading
Peer trades with locked escrow, response countdowns, in-trade chat with proof attachments, and release only on confirmation or arbitrator decision.
Built-in wallet
Per-user balances across supported assets, on-chain deposits and withdrawals, and internal transfers that fund trades instantly.
Referral and reward programs
Native referral tracking and configurable reward rules that turn existing users into an acquisition channel.
Tiered KYC onboarding
Verification levels that scale deposit, trading, and withdrawal limits, wired into the flow so funds cannot move around the checks.
Dispute arbitration console
Evidence views over chat and payment proofs with release, refund, or split outcomes on a signed audit trail.
Admin-controlled market configuration
Assets, prices, fees, and P2P method catalogs managed per region from one console, without code changes.
Who should launch a Remitano-style exchange?
What these buyers share: mixed audiences to serve and a preference for owning the venue. If you bring the users and the market knowledge, the platform side is the part we handle.
Remittance-corridor founders
Entering markets where instant buy handles newcomers and P2P handles local payment reality. The AI risk core runs the hardest operational part while you build both funnels.
Money-service businesses
Bring an existing remittance customer base on-chain under one brand, with verification and settlement tooling that regulators and banks can review.
Community brokers and OTC traders
Formalize flow you currently run in chat groups, with offer books, escrow, and dispute records that make the operation auditable.
Agencies and digital resellers
Deploy the white-label build for clients in emerging markets under separate brands, with 100% source code behind every deployment.
Wallet and exchange operators
Cover the retail segment your pro terminal ignores, sharing custody discipline and verification infrastructure across products.
Feature panels of your Remitano-style exchange
Every panel below ships in every build.
User app
Peer trading and instant buy in one wallet app.
- ✓P2P offer listings
- ✓Instant buy and sell desk
- ✓Escrow status timeline
- ✓In-trade chat with attachments
- ✓Referral program
- ✓Crypto wallet with deposit addresses
- ✓Price charts and alerts
- ✓Two-factor authentication
- ✓Transaction history
- ✓Trust-scored counterparty badges
Advertiser panel
Tools for market makers posting P2P offers.
- ✓Offer creation with price formulas
- ✓Margin and limit controls
- ✓AI-recommended offer pricing
- ✓Trading-hour windows
- ✓Auto-reply templates
- ✓Counterparty filters
- ✓Completion statistics
- ✓Bulk offer management
Arbitration console
Release, refund, or split, with evidence in view.
- ✓AI-prioritized dispute queue
- ✓Chat and receipt evidence viewer
- ✓Release and refund actions
- ✓Split-settlement tooling
- ✓Repeat-offender flags
- ✓Decision audit log
- ✓Arbitrator permissions
Admin panel
Full operational control of the venue.
- ✓Asset and pair management
- ✓Fee schedule configuration
- ✓KYC review queue
- ✓Hot and cold wallet monitoring
- ✓Fraud-pattern alerts on trade flow
- ✓Country and currency controls
- ✓Revenue dashboards
- ✓CSV exports
The admin control plane, capability by capability
Beyond venue administration: the operational systems that keep a hybrid trading platform governable at scale.
Escrow and inventory governance
Escrow wallet monitoring with quorum signing on one side and instant-buy inventory exposure caps on the other, so both funding models stay inside custody limits the architecture enforces.
Arbitration quality operations
Decision SLAs, arbitrator permissions, decision-consistency reporting, and repeat-offender flags, because arbitration outcomes are the trust product and they must be measurable.
Market and compliance configuration
Assets, pairs, spreads, method catalogs, KYC tiers, and country controls per market, so each corridor's trading rules are configuration the compliance team owns rather than code the engineers re-deploy.
Cross-mode revenue analytics
P2P commissions, instant-buy spreads, withdrawal fees, and advertiser revenue report alongside inventory exposure and escrow float, so both funnels' economics stay visible in one console.
How a Remitano-style trade runs
The user journey behind both peer trades and instant buys.
- 01
Verify and fund in
The user completes a KYC tier, deposits crypto to a personal address, and the balance appears in the in-app wallet ready to trade or withdraw.
✓ step 01 complete - 02
Choose peer offer or instant buy
For peer trades the user picks from advertiser listings by price, method, and limits. For speed, the instant-buy desk prices the same asset against aggregated liquidity feeds.
✓ step 02 complete - 03
Open trade, coins lock in escrow
Accepting an offer opens the trade and immediately locks the seller's crypto in escrow, so the buyer can pay with confidence the coins are committed.
✓ step 03 complete - 04
Pay fiat and submit proof
The buyer sends fiat through the seller's listed method and attaches the receipt in trade chat before the countdown expires.
✓ step 04 complete - 05
Confirm and release
The seller verifies the payment and releases escrow. If either side stalls or disputes, the trade escalates to the arbitration console with all evidence attached.
✓ step 05 complete - 06
Withdraw or trade again
Released coins are withdrawable on-chain or can fund the next trade. Referral rewards and completion history accrue to both profiles.
✓ step 06 complete
AI inside the exchange
Five model-driven systems working the same trade stream. Each ships pre-tuned for hybrid P2P and instant-buy venues and sharpens as your data compounds.
Dispute triage
Ranks the arbitration queue by risk, age, and counterparty history so reviewers settle the trades that threaten trust first.
Reads
Trade chat, payment proofs, dispute history, method risk
Changes
Faster arbitration decisions and fewer chargeback losses
Instant-buy spread intelligence
Watches feed volatility and your inventory exposure to recommend spread and cap settings that survive volatility spikes.
Reads
Aggregated price feeds, inventory levels, volatility windows
Changes
Spreads that protect reserves without pricing out retail buyers
Fraud pattern detection
Watches trade velocity, payment-proof reuse, and account linkage to flag coordinated fraud before escrow release.
Reads
Trade velocity, proof images, device and wallet linkage
Changes
Problem accounts surfaced before losses, not after
Trader risk scoring
Scores every counterparty from verification tier, completion history, and account linkage, and adjusts limits to match.
Reads
KYC tiers, completion rates, dispute records, account age
Changes
Risk priced before a trade opens instead of after a loss
Offer discovery ranking
Ranks offer listings per user by price, method fit, and counterparty trust, so matching improves with every session.
Reads
Search behavior, completed trades, method preferences
Changes
Higher trade completion and faster offer-to-trade times
Feature groups that complete the exchange
The modules that turn a hybrid trading app into a full venue, each toggleable and configurable per market.
Referral and reward programs
Native referral tracking with operator-set rewards credited on qualified signups, turning your existing users into an acquisition channel whose cost you control.
Price charts and alerts
Asset price charts with alerting, so traders watch the market inside your app instead of leaving for a competitor's terminal.
Multilingual interface
Full localization per market, the barrier that decides which regional corridors a hybrid venue can credibly serve.
In-trade communication
Chat with proof attachments inside every peer trade, preserved as arbitration evidence, plus auto-reply templates for advertisers.
Transaction history and statements
Complete per-user transaction records with exports, giving traders their own audit trail and finance its reconciliation source.
Community and trust layer
Trust-scored counterparty badges, completion statistics, and community features that make the venue feel like a marketplace of people rather than a form.
insight
The mechanics under the trading surface
Two order flows share one custody layer. Peer trades lock seller funds in an escrow state machine whose transitions are release, refund, or arbitration, each signed and logged. The instant-buy desk settles from your own inventory against external price feeds, with spread and inventory caps set in the admin panel so a volatility spike cannot over-commit reserves.
Settlement discipline stays deterministic on both paths. Peer trades release only on confirmation or arbitrator decision, instant-buy settles at the quoted price the moment the order confirms, and every movement writes to the same ledger, which is what keeps reconciliation clean when both modes run side by side.
Compliance framing stays conservative throughout: tiered KYC, AML flags, and country controls support whatever licenses you hold per market. The platform enforces process and auditability. It makes no promises about returns, and settlement behavior is deterministic by design.
How your exchange earns
Commissions on P2P trades, tiered by maker volume and set per market in the admin panel.
Spread capture on the instant-buy desk, priced against live liquidity feeds.
Withdrawal fees per asset and network, with configurable priority levels.
Advertiser subscriptions offering higher placement, larger limits, and reduced fees.
Every rate is admin-configurable, so you can respond to volatility and regional competition without a code release.
Revenue lines, typical ranges, and what sets each ceiling
Six monetization lines across both trading modes, quantified against published industry benchmarks. Every rate is configurable in your admin panel; the figures here are modelling inputs, not projections of your platform's earnings.
| Criteria | Revenue line | How it is charged | Typical range | What sets the ceiling |
|---|---|---|---|---|
| P2P trade commissions | A percentage of completed peer trades, tiered by maker volume and set per market | P2P venues commonly charge 0.5% to 1% per trade | Volume and trust. Disputes that scare traders away are the ceiling; the arbitration console is what protects the line | |
| Instant-buy spread | A margin over aggregated liquidity feed prices on the instant-buy desk | Retail instant-buy spreads commonly run 0.5% to 2% depending on asset and volatility | Inventory risk discipline. Spread intelligence and inventory caps keep the desk profitable through volatility spikes | |
| Withdrawal fees | A per-transaction charge per asset and network, with priority levels | Crypto withdrawals commonly a flat fee plus network cost | Network economics. Fees price above actual chain cost, so asset coverage drives the line | |
| Advertiser subscriptions | A recurring fee for higher offer placement, larger limits, and reduced fees | Commonly $20 to $200 per month across market-maker tiers | Advertiser economics. Subscriptions sell when placement wins the volume that pays for it | |
| Referral-driven growth value | Operator-set referral rewards credited on qualified signups, paid from your growth budget | Commonly $10 to $50 per qualified referred trader | Your acquisition math. The reward is a console setting, so cost per acquired trader is a decision, not an auction | |
| Featured listings and campaigns | Paid placement and promotional campaigns across the offer browser and app surfaces | Contract-specific per market; priced against traffic | Market depth. Advertising sells where traders browse, so liquidity per market pair sets the ceiling |
Every build ships with
Standard inclusions on every engagement, almost-ready or custom. Nine things you never have to ask for.
100% source code, full IP
The complete unencrypted codebase transfers to you, with documentation and deployment scripts.
White-label branding
Your logo, colors, and store accounts across all four panels, plus branded user communications.
Store submission and launch
App store and Play Console submissions handled end to end, with wallets, nodes, and production monitoring switched on.
Payment integrations
Stripe, PayPal, and regional gateways configured, with split payouts and a reconciliation view for finance.
AI models Pre-tuned
Dispute triage, spread intelligence, and fraud detection arrive configured for hybrid venues, not as raw APIs.
Multi-language and Multi-currency
Languages, currencies, and regional method catalogs configured for your markets during the launch window.
Scalable cloud infrastructure
Containerized services with queue-backed trade intake and redundant nodes for peak-market traffic.
Admin analytics and reports
Revenue dashboards, escrow and inventory views, and CSV exports so your operations team starts informed on day one.
Post-launch support and updates
Included support window plus product updates covering bug fixes, OS compatibility, and version upgrades.
Engineering behind the exchange
Where generic scripts fail and we spend our effort.
Escrow state machine
Funds lock on trade open and move only through defined release, refund, or arbitration states, each signed and auditable, so settlement behavior is deterministic under dispute.
Fraud detection
Pattern models on payment proofs, trade velocity, and account linkage flag likely chargeback fraud before escrow release, with human review queues for the gray zone.
Custody
Cold and hot wallet separation, quorum signing on withdrawals, and per-day exposure caps. The parts that break on cheap clones are the parts we engineer first.
Liquidity feeds
The instant-buy desk prices against aggregated external feeds with spread and slippage controls. Pair it with our Coinbase-style build for a fuller retail venue.
Integrations
KYC and liveness vendors, sanctions-screening providers, liquidity feeds, SMS and email services, and accounting exports ship as configured integrations, so the venue plugs into the stack your operation already runs on.
Security and compliance
Role-based access, append-only audit logs, encrypted traffic and secrets, and rate-limited endpoints come standard, so compliance questions have answers before they are asked.
Your launch timeline: live in 6 working days
The almost-ready AI build, day by day. Store review times can add a short buffer outside our control.
- 01
Days 1-2: scoping and branding
Assets, markets, fee tiers, and instant-buy spread policy locked with a written scope, and your identity applied across all four panels.
✓ step 01 complete - 02
Days 3-4: configuration and integration
Wallets, nodes, KYC vendor, liquidity feeds, and fees configured and tested against your live accounts.
✓ step 02 complete - 03
Days 5-6: supply onboarding and pilot
Payment-method catalogs and country rules set per region, seed advertisers onboarded, and test trades covering instant buy, P2P escrow, dispute, and withdrawal paths.
✓ step 03 complete - 04
Days 7-9: store review and go live
App store submissions with review buffers accounted for, production monitoring on, and full launch with post-launch support and product updates included.
✓ step 04 complete
Almost-ready AI launch or custom build: the honest comparison
Both tracks ship the same escrow core. The difference is time, price structure, and how much you want to change.
| Criteria | Almost-Ready AI Launch | Custom Build |
|---|---|---|
| Time to live | 6 working days from branding handoff | 3 to 4 weeks, scoped before work starts |
| Pricing | Fixed written quote after a short scoping call, no hourly meter | Estimated per module after the discovery call |
| Source code and IP | 100% ownership on delivery | 100% ownership on delivery |
| AI layer | Dispute triage, spread intelligence, and fraud detection pre-tuned | AI services designed around your workflows and data |
| Trading modes | P2P escrow plus instant-buy desk, ready to configure | Any mix of modes, built to your product spec |
| Liquidity setup | Aggregated feeds and spread controls pre-wired | Feed strategy designed around your inventory |
| Best for | Operators who want to launch this quarter | Teams with bespoke workflows or a unique model |
$ moxace launch --nowWalk the platform before you decide.
Book a demo walkthrough of escrow, the instant-buy desk, and arbitration on a live build, then receive the written scope.
- 01
Share your idea
a quick call, no deck required
- 02
See the live demo
every screen, admin to user
- 03
Launch with source
full code, your brand, your servers
What moves your quote
No two launches price the same. These are the factors that shape the written quote you receive after scoping.
Scope of customization
The almost-ready AI build covers the proven feature set. Bespoke arbitration workflows or custom instant-buy logic add scoped estimate work.
Markets and jurisdictions
Method catalogs, KYC tiers, and country controls are configured per market. Adding markets means more configuration, never a rebuild.
Integrations
KYC vendors, liquidity feeds, sanctions screening, and regional gateways are wired during the build, and each integration is estimated individually.
AI tuning depth
Out of the box, dispute triage, spread intelligence, and fraud detection are pre-tuned for hybrid venues. Training models on your historical trade data is an optional, separately scoped workstream.
Add-on modules operators add next
The extensions hybrid-venue operators most often add once both funnels are liquid, each scoped as its own workstream.
OTC desk module
High-value over-the-counter trades with a dedicated quote and settlement flow, serving clients whose sizes exceed the retail surfaces.
Simple earn and yield products
Interest-earning balances on idle crypto, launched only where your licensing and partner permissions permit, with automated interest calculation.
Crypto loans
Collateralized lending against verified traders' balances, monetizing the trust record the platform has already accumulated.
Multi-tenant, Multi-brand
Several branded hybrid venues on one shared escrow and custody core, with separate branding, markets, and method catalogs per tenant.
/20
Why operators pick our Remitano-style build
Hybrid trading economics with custody discipline.
Two funnels, one platform
Instant buy widens the retail funnel while P2P deepens it, and both settle through the same custody and compliance layer.
Compliance ready
KYC tiers, AML flags, and country controls ship built in. Licenses are yours to hold per market; the software supports the process.
Full ownership
One hundred percent of the source code transfers to you. No per-trade royalties, no black-box dependencies.
Adjacent products
For fiat-first remittance flows, see our Wise-style build on the same engineering system.
Proof from platforms we have shipped
Canonical deployments from our own portfolio. Metrics are reported from live platforms, not projections.
Marvel Studios
A high-volume consumer experience our team ships at global-release scale, the same bar every build is held to.
10M+
Streams
65%
Completion
Heineken
A consumer engagement platform from the same engineering system, proving the stack holds attention at campaign scale.
25M+
Views
2.2X
Watch Time
Etihad Airways
A high-traffic consumer platform our team ships and operates at national-carrier scale, the same discipline applied to every launch.
1M+
Monthly Users
40%
Engagement Lift
Frequently asked questions
Security and custody: what the platform protects
A hybrid venue holds trader funds across two funding models. The controls are built in, and stated plainly.
Escrow moves only on evidence
Peer-trade funds release on confirmation or arbitrator decision through a signed state machine, and instant-buy settles at the quoted price the moment the order confirms, so neither path has ambiguity about who owns what.
One key cannot drain the reserves
Cold and hot wallet separation, quorum-signed withdrawals, and per-day exposure caps mean a single compromised credential cannot empty the platform's holdings.
Inventory cannot be over-committed
The instant-buy desk carries exposure caps and spread controls, so a volatility spike cannot sell more of your inventory than the risk policy allows.
Fraud is screened before release
Payment-proof reuse detection, trade-velocity monitoring, and account-graph screening flag coordinated fraud before escrow release rather than after losses.
User data rights honored
Users can export or delete their data, with privacy-aware retention policies, because a platform holding identities, wallets, and trade histories holds real personal data.
the process
What to expect when building your exchange with us
You start with a discovery call, receive a written scope and quote, and hand over brand assets. On the almost-ready AI path the build goes live in 6 working days: branding applied, wallets and nodes configured, instant-buy spreads and P2P method catalogs set, and a pilot round of trades completed before store submission. Custom work is estimated per module in writing before it starts.
Post-launch you carry post-launch support and product updates included, covering bug fixes and OS compatibility. The first 90 days are an operations ramp, not a software phase: pricing your instant-buy spread against local competitors, recruiting the first P2P vendors, and clearing early disputes quickly to seed the trust record. Plan for hands-on moderation early; the consoles are built to make that efficient, but liquidity and reputation are earned, not deployed.
Live in action
See It Live Before You Talk to Us
Open the web app, sign in with the printed demo credentials, or install the Android build — no signup, no sales call. What you see is what you launch.
$ moxace launch --nowGet a written scope and price for your exchange.
Book a free consultation with our trading platform team.
- 01
Share your idea
a quick call, no deck required
- 02
See the live demo
every screen, admin to user
- 03
Launch with source
full code, your brand, your servers
Independent Build
Moxace is an independent software development company. We are not affiliated with, sponsored by, or endorsed by Remitano.
Why This Name
The phrase “Remitano clone” is used descriptively. It is how the software industry refers to building a platform with similar functionality, and how buyers search for one.
Who Built This
The design and codebase are built entirely by our in-house team. Nothing is taken from the Remitano website, applications, or brand assets.
Trademarks
Remitano and all third-party names and marks remain the property of their respective owners, referenced here only to describe the category of software we build.
Read the full legal notice on our disclaimer page.