15+
Years of Experience
Insurance App Development Company
AI-first engineering for insurance: fraud scoring and explainable AI-assisted underwriting behind instant quotes, claims in taps, telematics pricing and agent tooling, built for scale and regulatory compliance.
- 2010
- Operating since
- 9,000+
- Projects delivered
- 3,900+
- Apps published
- 120+
- AI products shipped
Trusted by the brands we build for
65+
Insurance Projects Delivered
4M+
Policies Managed
58%
Avg. Claims Cycle Reduction
Insurance solutions for the digital policyholder
We digitize every step from first quote to final settlement.
Digital underwriting engines
Rules-based and AI-assisted risk assessment with instant quotes. Carriers price faster and more consistently, with every decision recorded and explainable.
- ✓Rules-Based & AI-Assisted Risk Scoring
- ✓Instant Quote APIs
- ✓Explainable Decision Records
- ✓Rate Table & Rules Management
Claims management apps
Photo-first FNOL, status tracking, and fraud-flagged triage. Straight-through processing handles the simple claims, so adjusters spend their time on the ones that need judgment.
- ✓Photo-First FNOL
- ✓Straight-Through Processing
- ✓Fraud-Flagged Triage
- ✓Claim Status Live Tracking
Telematics & Usage-based insurance
Drive-score pricing with safe-driving incentives built in. You get a behavioral pricing edge; safe drivers get a reason to stay.
- ✓Smartphone & OBD Telemetry Ingestion
- ✓Drive-Score Pricing Engine
- ✓Safe-Driving Incentive Programs
- ✓Trip-Level Risk Analytics
Policy service portals
Endorsements, documents, renewals, and payments self-served. Routine policy changes stop consuming your service team and start resolving themselves.
- ✓Self-Service Endorsements
- ✓Document & ID Card Access
- ✓Renewal Automation
- ✓Premium Payment & Auto-Pay
Agent & broker portals
Bind, service, and commission tracking for your distribution arm. Producers sell more when quoting and binding take minutes instead of days.
- ✓Multi-Carrier Quote Comparison
- ✓Application & KYC Capture
- ✓Commission Dashboards
- ✓Client Book Management
Fraud & SIU analytics
Anomaly detection and special-investigation workflows for losses. Suspicion is scored before payment runs, not discovered in the year-end loss review.
- ✓Anomaly Detection Models
- ✓SIU Referral Workflows
- ✓Loss-Pattern Analytics
- ✓Payment-Pre-Release Scoring
A complete insurance stack across every role
Policyholders, agents, and adjusters, each with tools that cut cycle time.
Policyholder app
The experience that wins renewals. Quote, bind, claim, and renew in one place, because in insurance, retention is decided by how the product behaves on the customer's worst day.
- ✓Instant Quote & Bind Flows
- ✓One-Tap FNOL With Photos & Video
- ✓Claim Status Live Tracking
- ✓Policy Documents & ID Cards
- ✓Renewal & Endorsement Management
Agent / broker portal
Give your distribution force a real edge. The portal carries the administrative weight, KYC, documents, commissions, so agents spend their hours selling.
- ✓Multi-Carrier Quote Comparison
- ✓Application & KYC Capture
- ✓Commission & Earnings Dashboard
- ✓Client Book Management
Adjuster & admin console
Run the loss operation end to end. Triage, reserves, and settlement live in one workflow, with compliance reporting generated as you work.
- ✓Claims Triage & Assignment
- ✓Reserve & Settlement Workflows
- ✓Fraud Scoring & SIU Referrals
- ✓Regulatory Reporting Exports
- ✓Vendor & Repair Network Management
Insurance platforms that cut cycle times
Tipsyryde
Rider injury and vehicle coverage platform with instant FNOL for ride-hailing drivers.
70%
Faster Claim Intake
92%
Claims Closed in 5 Days
4.6★
Driver Rating
Etihad Airways
Travel insurance add-on platform embedded in the airline booking journey.
31%
Attach Rate
1.1M+
Policies Issued
60%
Digital Claims
/05
Why choose Moxace for insurance app development
We've shipped for carriers, MGAs, and brokers who measure success in cycle time and NPS.
Policy-lifecycle expertise
From rating engines to reinsurance reporting, we know where insurers get stuck. That's why our platforms come with the underwriting and claims workflows already built.
Core system integration depth
Clean bridges to Guidewire, Duck Creek, Sapiens, and legacy cores. Your system of record stays authoritative; the digital experience modernizes around it.
Compliance-aware design
State-by-state disclosure rules, data retention, and audit trails handled. Filings and audits pull from the platform rather than from a reconciliation project.
Fraud-resistant architecture
Scoring models and SIU workflows that protect your loss ratio. Fraud controls are engineered into the claim flow, where they can actually catch something.
Speed to first policy
MVPs in 10-14 weeks so you can start binding business early, with fixed quotes, 100% source-code ownership, and 60 days of post-launch support on every build.
Compliance evidence with every release
Audit trails, disclosure controls, and data-retention rules ship as part of each increment, so regulatory review reads the platform instead of a reconciliation project. The code is yours on delivery, your compliance team verifies, not trusts.
How an insurance platform build runs
From rating engine to first bound policy, on a written plan.
- 01
Discovery & product mapping
We map your products, rating factors and jurisdiction rules before proposing architecture, because the rules engine is the platform.
✓ step 01 complete - 02
Architecture & core integration
Guidewire, Duck Creek or legacy core bridges scoped in the free feasibility study, with system-of-record ownership pinned per record type.
✓ step 02 complete - 03
Agile build sprints
Two-week sprints with demo builds, disclosure controls and audit logging shipped each increment.
✓ step 03 complete - 04
Claims & UAT testing
Adjuster-led user testing on real claim scenarios, with fraud scoring calibrated against historical losses.
✓ step 04 complete - 05
Launch & support
Phased rollout with 60 days of dedicated post-launch support and 12 months of product updates.
✓ step 05 complete
The stack behind our insurance platforms
Policy-lifecycle engineering from quote to settlement.
Core integration
Guidewire PolicyCenter and ClaimCenter, Duck Creek and Sapiens bridges via APIs and event-driven middleware.
Rating & rules
Rules-based and AI-assisted underwriting engines with explainable decision records.
Payments & finance
Premium billing, payout and reconciliation flows drawing on our fintech app development patterns.
Telematics & data
OBD, plug-in and smartphone telemetry pipelines feeding usage-based rating.
AI & fraud analytics
Fraud scoring and SIU triage models from our AI development services practice.
Mobile & portals
Policyholder, agent and adjuster apps on Swift, Kotlin, Flutter and React.
FAQ's
$ moxace launch --nowReady to modernize your insurance experience?
Get a free policy-lifecycle audit and platform roadmap from our insurance team.
- 01
Share your idea
a quick call, no deck required
- 02
See the live demo
every screen, admin to user
- 03
Launch with source
full code, your brand, your servers
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